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Resource guide · Updated Oct 2026

Disability Benefits Help in Texas — Apply for SSI, SSDI & Medicaid

If you or someone you love has a disability and needs benefits, start here. Free, confidential help for rural Texas families — including Brazoria, Fort Bend, San Jacinto, and nearby counties.

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Need help right now? You don’t have to figure this out alone.

Navigator-verified guide

Yes — if you have a disability in Texas, there is help. SSI, SSDI, and Texas Medicaid programs like STAR+PLUS exist to support you. The paperwork is confusing. The offices are different. You still deserve a clear next step today.

Texas Health Help is a 501(c)(3) nonprofit — not Social Security and not a government agency. We don’t decide eligibility. We help you understand your options, gather documents, and apply — free and confidential, in English or Spanish.

How to file / apply (start here)

  1. Tell someone what you need

    Call Texas Health Help at 346-699-7222, chat with Jessica, or request a navigator. Or go straight to Social Security if you already know you want SSI/SSDI.

  2. Gather your documents

    Medical records, doctor names, medicines, work history, and ID help your application move faster.

  3. File the right application

    Apply for SSI/SSDI with Social Security (online, phone, or local office). Apply for Texas Medicaid / STAR+PLUS through YourTexasBenefits.com.

  4. Stay with the process

    Disability claims often need follow-up. A navigator can help you track deadlines, appeals, and next steps — free.

What you should know before you apply

  • SSI = need-based federal disability (or age 65+) with limited income/resources
  • SSDI = work-history federal disability if you paid Social Security taxes
  • STAR+PLUS = Texas Medicaid for adults with disabilities needing long-term supports
  • Waiver programs help people stay at home — some have interest lists; start early
  • Applications take time; follow-up and appeals are normal — don’t give up alone

Helpful documents to gather:

  • Photo ID and Social Security number
  • List of doctors, clinics, hospitals, and medicines
  • Medical records or permission for SSA to request them
  • Work history (jobs, dates, duties) for SSDI
  • Proof of income and living situation for SSI / Medicaid

If you’re in crisis

Benefits paperwork can wait when you’re unsafe. Get help for the emergency first — then come back to applications when you’re ready. We’re still here.

1. SSI (Supplemental Security Income)

SSI is a federal monthly benefit for people with a disability (or who are 65 and older) who have limited income and resources. It's based on financial need, not work history.

  • Run by the Social Security Administration (SSA) — not the State of Texas
  • You apply through SSA online, by phone, or at a local Social Security office
  • Adults and children with disabilities may both be eligible

Wondering if your income or savings would count against you? Ask a navigator — we'll help you understand the rules for your situation. 346-699-7222

2. SSDI (Social Security Disability Insurance)

SSDI is also a federal program through the Social Security Administration. It's for people who worked and paid Social Security taxes, then became unable to work because of a disability.

  • Based on your work history, not your household income
  • Applied for through SSA — the same agency as SSI, but a different program
  • Some people qualify for both SSI and SSDI at the same time

Not sure whether you've worked enough to qualify? A navigator can help you find out and walk you through the application. 346-699-7222

3. STAR+PLUS (Texas Medicaid)

STAR+PLUS is the Texas Medicaid managed care program for adults with disabilities and seniors who need long-term services and supports. It's run by the state through Texas Health and Human Services.

  • Covers medical care plus help with everyday needs at home
  • Members get a health plan and a service coordinator
  • Separate from SSI/SSDI — though some people on SSI also get Medicaid

Want to know if STAR+PLUS applies to you or a loved one? Our navigators can check with you and help you apply. 346-699-7222

4. Medicaid Aged & Disabled Waiver Programs

Texas Medicaid waiver programs pay for home and community-based services as an alternative to nursing facility care. The goal: help people stay in their own homes and communities as long as possible.

  • Services can include in-home personal care, home modifications, and respite for caregivers
  • Programs are run by Texas Health and Human Services
  • Some programs have interest lists — getting started early matters

Waiver programs are some of the hardest to figure out alone. A navigator can help you sort out which ones fit and how to get on the list. 346-699-7222

Trusted organizations that can help (we partner with this ecosystem)

Looking for help in your county?

Start with your county hub for clinics and local resources, then come back here for disability applications — or call us and we’ll connect both.

Caring for someone with a disability? You need a break too. Read our guide to respite care in Texas for short-term caregiver relief.

Not sure which program is yours?

Tell us what’s going on. A THH navigator can help you figure out which program applies and walk you through the application — call 346-699-7222 or start with Jessica.

Frequently Asked Questions

How do I apply for disability benefits in Texas?+

For SSI and SSDI, apply with the Social Security Administration online at ssa.gov/applyfordisability, by phone at 1-800-772-1213, or at a local Social Security office. For Texas Medicaid programs like STAR+PLUS, apply at YourTexasBenefits.com. Texas Health Help can walk you through either path for free — call 346-699-7222.

What's the difference between SSI and SSDI?+

Both are federal disability programs run by the Social Security Administration. SSI is based on financial need — it's for people with a disability and limited income and resources. SSDI is based on your work history — it's for people who worked and paid Social Security taxes before becoming disabled. Some people qualify for both. A THH navigator can help you figure out which one fits your situation.

Do I apply for SSI or SSDI through the State of Texas?+

No. SSI and SSDI are federal programs. You apply through the Social Security Administration, not Texas Health and Human Services. Texas Medicaid programs like STAR+PLUS are handled by the state. Our navigators can walk you through which office handles which part.

What is STAR+PLUS?+

STAR+PLUS is the Texas Medicaid managed care program for adults with disabilities and older adults who need long-term services and supports, such as help with daily activities at home.

What are Medicaid waiver programs?+

Waiver programs pay for home and community-based services — like in-home help, adaptive equipment, or respite — so a person who might otherwise need nursing facility care can keep living at home or in the community. Some programs have interest lists, so it helps to start early.

Who can help me if I'm in crisis right now?+

If you are in immediate danger, call 911. For mental health or suicidal crisis, call or text 988. For local food, housing, or disability referrals, dial 211. For free navigation help with benefits applications, call Texas Health Help at 346-699-7222.

Does Texas Health Help decide if I'm eligible?+

No. We're a community nonprofit. Only the Social Security Administration and Texas Health and Human Services can decide eligibility. What we do is help you understand your options, gather your documents, and walk through the application — for free.

Disclaimer: Texas Health Help is a community nonprofit, not a government agency. We do not determine eligibility or approve benefits. Only the Social Security Administration and Texas Health and Human Services can make those decisions. This page is general educational information — eligibility rules change, so check with a navigator about your situation.

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